Long Term Care
Long Term care insurance also referred to as LTC
Aging and quality of life is something we may plan for but yet cannot control certain realities, such as needing help with everyday activities such as preparing meals, basic household chores, or caring for yourself.
Many have not planned for this aspect of life, hence, without long-term care insurance, that many Canadians are dependant upon services that are publically available. How it Works: Most policies state that if you should lose two of your six daily functions, your long term care insurance will provide you with the funds to access the care you need to maintain independence and quality of life. It pays a weekly or monthly benefit to use at your discretion. Services can be provided either within your own home or a health care facility and may include ongoing nursing, personal care or social services.
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