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Education &

Protect your intellectual assets

Disability & Education Financial Strategy Consultants, Serving Western Canada

Many of our clients either have disabled children or member of their family. We also know that one in three 20 year olds today will face some sort of disability temporarily or permanent by the time they reach 65, so it is important that we protect their biggest asset. The ability to protect their income over a lifetime.

RDSP’S & RESP’S, Insurance are three very important strategies for Disabilities, Education, and Risk protection.

Our team will provide clarity where there is complexity, present an easy to understand quality financial plan with built-in solutions for your family.

We believe that all clients are unique and deserve a well thought out, and comprehensive road-map which we will review regularly and update all as needed.

Explore financial strategies to protect your intellectual assets


Offset the cost of education

RESPs are the first choice for the vast majority of Canadians, a Registered Education Savings Plan (RESP) is the most effective way to create an education fund that grows to offset the future cost of education.


Offset unique financial challanges

Individuals living with disabilities and their loved ones face distinct financial challenges throughout their lives. The individuals involved and their family members often worry about what the future will bring and how they can prepare for it. Setting up a Registered Disability Savings Plan (RDSP) makes it easier through a combination of government assisted savings and tax-deferred growth opportunities.

Government Grants

Support options are available

Grants for RDSP’s

The Canada Disability Savings Grant (CDSG) is a matching grant that the government will deposit into the RDSP. Grants of up to 300% are available, depending on the amount contributed and the beneficiary’s family income. A maximum entitlement of $3,500 each year can be generated with a limit of $70,000 over the beneficiary’s lifetime. Unused grant entitlements will carry forward for up to 10 years.

Grants for RESP’s

The Canada Education Savings Grant (CESG) is a federal grant that helps parents contributing to an RESP. It is a grant, not a loan, so as long as it’s used for your child’s post-secondary education, you don’t usually have to pay the money back. It’s like “free” money that could provide up to an additional $7,200 in extra investment capital over time.


Setting up an estate plan that meets your needs

You can establish a trust that takes effect during your lifetime or upon your death. Either way, trusts can be used to accomplish a number of estate planning goals.

We want to hear from you.

You deserve the value of a personal, lasting relationship.

Our commitment to face-to-face relationships, a proven investment approach, the breadth of our products, and the depth of our management are what make a relationship with us so rewarding.

We look forward to working with you to help you achieve your lifelong financial goals.

Preferred Contact Method

I am a self – employed professional, looking forward to my retirement dream.As a busy professional, I did not have the time to look after financial affairs and assumed my investment advisor was all I needed. Much to my chagrin, I was not receiving the full benefit of advice. William and his team developed a comprehensive financial plan which simplified the complexities of my situation and updates my plan on a regular basis.For the first time in my life, I now have a financial roadmap, and the peace of mind knowing; I will be okay.As a result, I now can enjoy what is important to my family and me. I am pleased to say that I consider William and his team as part of my family.
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