Wealth Management

Insurance

Tax Planning

Retirement Planning

Estate Planning

Cash Management

Education/Disability

Home Ownership

Here to Help!

Our team is committed to improving the bottom line outcome(s) of all working members of the Canadian family through the Value of Advice. This is what separates us from other financial institutions.

We will provide a comprehensive complimentary review of your current situation which will complement the work your accountant or other professionals provide to ensure your best interests are served.

Please call or email us for your complimentary review of your personal or business matters, all at no obligation.

Calgary Wealth Management

Wealth Management

Insurance

Tax Planning

Retirement Planning

Here to Help!

Our team is committed to improving the bottom line outcome(s) of all working members of the Canadian family through the Value of Advice. This is what separates us from other financial institutions.

We will provide a comprehensive complimentary review of your current situation which will complement the work your accountant or other professionals provide to ensure your best interests are served.

Please call or email us for your complimentary review of your personal or business matters, all at no obligation.

Estate Planning

Cash Management

Education/Disability

Home Ownership

About Us

Our mission at Peters Wealth Management is to provide every client we serve, with a written financial plan which is dynamic, and updated as your needs change. Our practice serves, Farmers, Professionals, Small Businesses, LLP, Corporations, and Retirees.

Service Commitment

Licensed Provider

Insurance Provider

Our team provides a holistic planning process which covers Tax Planning, Cash-Flow, Wealth Management, Risk Management, Insurance, Education, Debt, Retirement, Estate, and Succession Planning. We do not replace your existing professional relationships, but rather work with them to provide you, the client, with the best outcome possible.

For our more complex planning needs, we coordinate with our support team and partners comprised of CPA’S, CFP’S, Risk Management Specialists, Advanced Tax & Estate Planning Specialists.

Top 20 Mistakes People Make

#1 – Reacting to short-term returns

Every day, people go to their online RRSP accounts and sell the fund with the worst one-year returns and buy the one with the best one-year returns. It makes them feel better, and they will tell you that the new fund is ahead of the curve and run by a smart manager and the old one has lost its touch. What they won’t say is that they are buying high and selling low. Nor will they say that short-term returns are just noise. You are better off buying funds with lagging short-term performance than those with top-quartile returns. Learn More

#2 – Basing sell decision on cost basis

You bought fund A at $10 and now its net asset value is at $5. You bought fund B at $10 and now it’s at $20. Which should you hold, and which should you sell? I have no idea. The amount you paid is relevant only to tax planning. What matters is which will have better returns over your investment horizon. If the answer is fund B, then sell fund A (you’ll have a tax benefit if it’s in a taxable account) and put the proceeds in fund B. The problem is that people have an emotional attachment to the price. Some are afraid to book losses, and others are too anxious to sell a winner for fear that they’ll miss out on gains. What matters is whether the funds have strong fundamentals.

Learn More

#3 – Selling after the market falls

The short-term direction of the stock market is unpredictable; yet selling in reaction to market moves implies that you can predict short-term moves. The markets are not perfectly efficient from minute to minute, but they quickly reflect a best guess based on new information. Fear is one of the greatest enemies of successful investing. When you’re worried about your money, you want to make it safe. However, you risk missing out on the next rally, and you might not even keep pace with inflation. From a long-term perspective, cash is very risky and stocks are low risk. Put another way, this is another example of selling low and buying high. Savvy investors go bargain hunting when the market is oversold; you should, too.

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#4 – Accumulating too many niche funds

We get mailings all the time telling us about hot new investments. In 2007, commodity funds and BRIC (Brazil, Russia, India, China) funds were the rage and the timing turned out to be terrible. These specialist funds are exciting and fun to buy, but they will mess up your portfolio if you let them. Most niche funds charge more than more-diversified funds, and they typically have third-tier managers and less analyst support. Yet you can get the same exposure to sectors and regions through more-diversified funds. Niche funds drive up your costs, add extra volatility, and make managing your portfolio more difficult.

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#5 – Failing to build an overall plan

This is a biggie. Spend a little time to spell out your goals, how you’ll meet them, and the role of each investment. This is an enormous help in figuring out how to get to your goals and how to adapt along the way. Make a plan, and your day-to-day investment decisions will become easier and less stressful.

Learn More

5/5

An amazing group of professionals that has your best interests at heart. William Peters is truly a master of his craft and PWM is best in class when it comes to personal wealth, succession planning, tax planning, and risk management. Thank you for all that you do!

SR

5/5

I am very pleased with Peters Wealth Management. William Peters genuinely cares about people. He has years of experience investing. He actually listens to my concerns and gives recommendations based on my goals. I receive regular reports and personal phone calls. If you are tired of the banks not caring about you or your investments, I would highly recommend giving William Peters a try.

CL

Connect with us!

Our commitment to face-to-face relationships, a proven investment approach, the breadth of our products, and the depth of our management are what make a relationship with us so rewarding.

We look forward to working with you to help you achieve your lifelong financial goals.

5/5

I have known William for many years. Gives great personal service and goes out of his way to help you with any personal issues that might arise in your life – positive or negative! Always stays in touch and goes that extra mile! I have recently switched to Williams’ new company and they absorbed my transfer fees for me! This was very much appreciated. Keep up your great service Will! 🤗

BK

5/5

A strong team that will help you reach your goals. I’ve worked with William and his team for the last few years and I feel confident that our financial plan is the best for my family. He’s always just a phone call or email away!

OG

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